Comments on: 5 Changes I Made to Become Good With Money https://mumsmoney.com/from-spendthrift-to-frugalista-how-i-became-good-with-money/ Make it, Save it, Spend it Wisely Tue, 30 Jul 2024 22:04:57 +0000 hourly 1 https://wordpress.org/?v=5.8.3 By: Emma Healey https://mumsmoney.com/from-spendthrift-to-frugalista-how-i-became-good-with-money/#comment-18 Wed, 26 Jul 2017 19:58:09 +0000 http://www.moneycanbuymehappiness.com/?p=2798#comment-18 In reply to Lisa.

Thanks for your comment Lisa! Sounds like you’ve got a great plan. So with the low balance transfer card (I did the same thing) I never ever used it. I gave it to my partner and he kept it away from me. If you don’t have anyone to give it to maybe put it in a block of ice in the freezer, or cut it up. Another thing I did was call the card company/bank EVERY TIME I made a repayment and got my total limit reduced. So if I made a $100 repayment, I rang the company and had them reduce my credit limit from $3000 to $2900 etc. The first few times they tried to talk me out of it but after a while, they gave up. It was the only way I managed to kill that debt.

Also, give yourself grace to mess up. It happens. But you’re on the right track. So long as you have the mindset down, it’ll all work out in the end.

]]> By: Lisa https://mumsmoney.com/from-spendthrift-to-frugalista-how-i-became-good-with-money/#comment-17 Wed, 26 Jul 2017 14:46:32 +0000 http://www.moneycanbuymehappiness.com/?p=2798#comment-17 Thank you for your inspiring story. My best friend and I we’re in a debt free relationship until he graduated from college, got his first real job, and made fantastic money. That’s when he realized he could buy basically anything he wanted and I could as well. Needless to say we got a credit card for emergencies and now 6 major cards and 5 store cards with $18,000 combined debt we need to get a handle on our spending. I love your ideas and started the snowball method last month. Well this month we overspent and the cash we threw at the low balance card disappeared because we used the card. Do you have any ideas on how to stop this from happening? Any help would be greatly appreciated!

]]> By: Emma Healey https://mumsmoney.com/from-spendthrift-to-frugalista-how-i-became-good-with-money/#comment-16 Sun, 20 Nov 2016 09:50:11 +0000 http://www.moneycanbuymehappiness.com/?p=2798#comment-16 In reply to Sandra.

You’ll get there, Sandra. Awareness is the first step.

]]> By: Sandra https://mumsmoney.com/from-spendthrift-to-frugalista-how-i-became-good-with-money/#comment-15 Sun, 20 Nov 2016 02:40:39 +0000 http://www.moneycanbuymehappiness.com/?p=2798#comment-15 I have recently started working on our budget. I read about people who have successfully gotten out of debt and it gives me hope of someday being able to not worry about finances.

]]> By: Emma Healey https://mumsmoney.com/from-spendthrift-to-frugalista-how-i-became-good-with-money/#comment-14 Sat, 12 Nov 2016 20:55:11 +0000 http://www.moneycanbuymehappiness.com/?p=2798#comment-14 In reply to Sandy.

Thanks, Sandy.

]]> By: Sandy https://mumsmoney.com/from-spendthrift-to-frugalista-how-i-became-good-with-money/#comment-13 Sat, 12 Nov 2016 20:32:27 +0000 http://www.moneycanbuymehappiness.com/?p=2798#comment-13 I enjoyed reading about your journey. I feel as if my husband and I live paycheck to paycheck too. Your words are inspiring and I hope to read more.

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