Mum's Money United Kingdom https://mumsmoney.com/uk Money Talk for UK Mums Thu, 11 Jan 2024 00:30:34 +0000 en-AU hourly 1 https://wordpress.org/?v=5.8.3 https://mumsmoney.com/uk/wp-content/uploads/sites/4/2020/12/mm-150x150.png Mum's Money United Kingdom https://mumsmoney.com/uk 32 32 What Does Bumped Mean on Vinted? https://mumsmoney.com/uk/what-does-bumped-mean-on-vinted/ Wed, 10 Jan 2024 00:29:16 +0000 https://mumsmoney.com/uk/?p=1898 Read more]]> If you’re an avid user of Vinted, the popular platform for buying, selling, and swapping pre-loved clothing and accessories, you might have come across the term “bumped” while browsing through the listings.

But what exactly does it mean and how can it benefit your own Vinted experience? Let’s dive into it.

In the world of Vinted, “bumped” refers to a premium visibility boost service called Item Bump.

This feature is designed to help your products reach more potential buyers by increasing their visibility on the platform.

When you purchase Item Bump, your bumped post will be automatically displayed to more Vinted members, appearing both in their catalog search results and their feed/news feed.

What Does Bumped Mean on Vinted Featured Image

This way, your listings can gain more attention from interested buyers and improve your chances of making a quick sale.

Now that you know what bumped means on Vinted, you might consider trying it out for your own listings.

By making use of this feature and effectively promoting your items, you can increase your visibility on the platform and potentially sell items faster.

Keep in mind, though, that this is a paid feature, so weigh the benefits before deciding whether to invest in bumps for your posts.

The Basics of Vinted

Vinted is a popular platform for buying and selling second-hand clothes, shoes, and accessories.

You can easily clear out your wardrobe and make some money in the process. To start, simply create an account and list the items you’d like to sell.

When your item sells, you’ll be able to keep the earnings from the sale without any hidden fees.

Item Bump is a useful feature on Vinted that increases your item’s visibility, making it more likely to be purchased.

When you “bump” an item, it is promoted to a larger audience of potential buyers.

This can be beneficial if you’re looking to sell your items quickly or if you have a specific piece that you think will be popular.

To increase your chances of making a sale, it’s essential to provide clear photos, detailed descriptions, and to price your items competitively.

Bundling items together can also enhance the appeal for buyers who appreciate bulk shopping.

When it comes to shipping, Vinted offers several options. You can either arrange shipping yourself, or have the platform take care of it for an extra fee.

Remember to package your sold items securely and provide tracking information to the buyer to ensure a smooth transaction.

There are numerous other places to sell clothes for cash in the UK, but Vinted stands out as a user-friendly platform with a supportive community.

Now that you know the basics of Vinted, you can confidently begin buying and selling items on the platform, making a little extra cash from your pre-loved items.

What Does Bumped Mean on Vinted?

Bumped on Vinted refers to a feature that helps increase the visibility of your items for sale.

When you choose to bump an item, it gets pushed to the top of the search feed, making it more likely to be seen by potential buyers.

Item Bump is an additional service offered by Vinted, which uses different criteria to present your listing to the right buyers, increasing the chance of a purchase.

It is available as a paid feature, which you can use to boost single items or your entire wardrobe.

By bumping your items, you can improve their position in search results for a set period, such as three or seven consecutive days, or until the item is sold, whichever occurs first.

This helps attract more buyers and can lead to quicker sales for your products.

Using the bumped feature is a great strategy for those looking to sell items quickly and reach a wider audience of interested buyers on Vinted.

Just remember to choose your items wisely and use this feature prudently to ensure that you get the most out of it. Happy selling!

How Does Bumping Work on Vinted?

What Does Bumped Mean on Vinted

Bumping on Vinted is a feature designed to increase the visibility of your items among potential buyers.

When you opt for an Item Bump, your listing will be presented to buyers who are more likely to be interested in your item.

This way, you can improve the chances of selling your items quickly.

To bump your items on Vinted, follow these simple steps:

  1. Go to your item’s listing and select the “Promote your item” option.
  2. Choose “Item Bump” from the available promotion options.
  3. Confirm the payment, and your item will be bumped.

Keep in mind that when you use this feature, Vinted will prioritise your listing based on several criteria.

These criteria include the item’s relevance to the potential buyer, their browsing history, and their preferences.

By doing this, Vinted ensures that your item is seen by the right audience.

However, it’s important to note that some users have reported not seeing a significant improvement in sales after bumping items.

As mentioned in a Reddit discussion, it might be better to focus on other strategies, such as updating your item descriptions and adding high-quality photos, to attract buyers.

Using Item Bumps can be helpful in specific situations, but it’s a good idea to try out various methods and find out what works best for you.

By consistently refining your Vinted strategy, you’ll increase your chances of making successful sales on the platform.

Advantages of Bumping on Vinted

Bumping your items on Vinted can improve visibility and increase the chances of selling your products.

When you bump your items, they receive a visibility boost and will be displayed to more platform members, both in their catalogue search results and in their news feed.

One of the key benefits of bumping is the increased exposure. Your items will be placed higher in search results for a specific duration, usually three or seven consecutive days, or until the item is sold, whichever occurs first.

This enhanced visibility can lead to more potential buyers discovering your products, as well as an increased number of likes and clicks.

In addition to the increased visibility, bumping can also lead to faster sale.

By promoting your items, you’re giving them extra attention and staying present within the Vinted community’s eye.

This means your products have a better chance of being seen by interested buyers who are actively looking for items like yours, thus boosting the sale of your products.

Another advantage of bumping your items on Vinted is that it allows you to effectively promote multiple products in your wardrobe at once.

When you bump a specific item, the visibility of your other products may also improve, as buyers may be more inclined to browse through your entire collection.

This could lead to an overall increase in sales for your wardrobe.

In conclusion, bumping on Vinted offers several advantages, such as increased exposure, faster sales, and the potential to boost sales for your entire wardrobe.

By making use of this feature, you can improve your chances of success on the platform and make selling your items a more enjoyable experience.

Things to Bear in Mind When Bumping

What Does Bumped Mean on Vinted (2)

Bumping your items on Vinted can be a helpful way to increase visibility and potentially boost your sales.

However, there are a few things to consider before you start bumping.

Firstly, remember that bumping your items requires an investment, as it costs some money to do so.

Although it may bring your listings to a larger audience, it won’t necessarily guarantee a sale.

Therefore, it’s important to weigh up the potential benefits against the cost of bumping before making a decision.

Another point to consider is the effectiveness of bumping.

Some Vinted users have commented that they don’t find bumping to be particularly helpful, and as a buyer, they may even ignore bumped items [^4^].

So, it’s worth considering whether your target audience is likely to respond well to this promotional method.

Additionally, don’t solely rely on bumping to improve your sales. Enhance your listings with clear, high-quality photos and detailed descriptions.

It’s also essential to have competitive pricing and good communication with potential buyers.

Lastly, be aware that Vinted doesn’t provide a detailed performance review of your wardrobe before and after bumping [^5^].

Without these insights, it might be challenging to measure the true impact of your bumping efforts.

In summary, bumping can be a useful tool to increase your items’ visibility on Vinted, but it’s essential to consider the costs and potential effectiveness before making this decision.

Focus on other aspects of your listings, such as presentation, pricing, and communication, to ensure you’re providing an attractive offering for buyers.

Frequently Asked Questions

How do bumping items work on Vinted?

Bumping an item on Vinted is a feature that helps increase the visibility of your listing.

When you purchase a bump for your item, it pushes the listing to a higher position in search results and displays it to potential buyers who are more likely to be interested in the product.

This enhances the chances of selling the item quickly.

Is it beneficial to bump items on Vinted?

While some users have found success with bumping on Vinted, others have not seen a significant difference in sales after using the feature.

It’s essential to consider your item’s popularity, quality of photos, description, and pricing when determining whether bumping is beneficial for you.

If you already have a well-presented listing, bumping could drive more traffic and potential buyers.

What are the costs associated with bumping on Vinted?

Vinted offers various bump packages, each with a different number of bumps and price points. The specific cost of bumping an item depends on the chosen package.

Keep in mind that the more bumps you purchase, the more visibility your item receives, but it is important to weigh these costs against potential sales and profits.

Are there ways to receive free bumps on Vinted?

Vinted occasionally offers free bumps as part of promotional events or through their referral programme.

Be sure to stay updated on their platform and engage with their communication channels to take advantage of these opportunities when they arise.

How can I remove a bump from an item on Vinted?

Once a bump is applied to an item, it cannot be removed.

However, the bump’s effects will naturally dissipate over time as new listings and other bumped items push your listing down in the search results.

Keep in mind that bumping is designed to provide a temporary boost in visibility, so its effects will not be long-lasting.

What is a Vinted bump bot?

A Vinted bump bot is an unofficial tool created by third-party developers to automatically bump listings on Vinted.

Please remember that using such tools can violate Vinted’s terms of service and may result in penalties, including the suspension or closure of your account.

It is always best to follow Vinted’s guidelines and only use their official features to stay within their rules and ensure a positive experience on their platform.

What Does Bumped Mean on Vinted_Pin Image

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10 Places to Sell Clothes for Cash in the UK https://mumsmoney.com/uk/selling-clothes-for-cash-uk/ Sun, 05 Feb 2023 21:44:14 +0000 https://mumsmoney.com/uk/?p=1796 Read more]]> Whether it’s to raise funds for Christmas gifts, as spending money for a family holiday or simply to ease the strain of these cash-strapped times, we could all do with a few more pounds sterling in our pockets.

One of the options that may have already crossed your mind is flogging your old threads.

But is this viable, how much money can you make and where do you even sell clothes for cash, anyway?

This complete guide to selling clothes for cash in the UK has all the answers to those questions – and many more.

A woman sitteing and selling clothes online_10 Places to Sell Clothes for Cash in the UK Featured Image

We’ll walk you through exactly how to swap your old clothes for some much-needed moolah, and all the ways you can do it.

Someone out there wants your pre-loved garments.

The second-hand clothes and shoe market is booming, so why not make some extra cash and clear out your wardrobe in one fell swoop?

Here’s all you need to know about how to sell clothes for cash in the UK. And how to make sure you get the best possible price for every single item.

Top 10 Places to Sell Clothes for Cash 2024

1. Vinted

Places to Sell Clothes for Cash in the UK_Vinted

Sell on Vinted and you could get minted.

So how do you sell on Vinted, and what exactly is it?

Vinted is a free, user-friendly app that works as an online marketplace.

It’s used for buying and selling new and used goods. Especially clothes and accessories.

As Vinted is a known and successfully used model for selling clothes, it’s a great place to start.

The app is simple to use, and everything’s there in one place.

Pros:

  • Free app
  • User-friendly interface
  • Clothing and accessories niche

Cons:

  • You may need to set up an account

2. Cash for Clothes

Mockup website of Cash for Clothes_Places to Sell Clothes for Cash in the UK Content Image UK

Cash for Clothes can be an easy one, as you can get a shot of a lot of items in one hit.

They have branches around the UK, so you can deal with real people rather than solely online and by post.

Cash for Clothes will buy clothes and footwear that are in clean and wearable condition.

Their branches are all over the place – in car parks, outdoor stores, supermarkets, and more.

The pricing structure is simple. They pay 50p per kilo for most clothing and 30p for some ethnic garments.

30p per kilo is also paid for household items such as linens, bric-a-brac, crockery, and small electricals.

If you have any books, CDs, or DVDs to sell and are willing to accept 5p per kilo, you can take those along too.

The latter must be in cases and books mustn’t be malodorous!

Pros:

  • Branches across the UK
  • You can offload stuff all at once
  • Some other items also accepted

Cons:

  • Low prices paid
  • Having to get to the branch
  • Items may not be deemed acceptable

3. eBay

Places to Sell Clothes for Cash in the UK_eBay

Sometimes the tried and tested methods are the best.

If you already have an eBay account, then you can cut out an entire step by listing them on eBay.

Listing pre-loved garments here can also expose them to a broad audience of potential buyers—possibly worldwide.

eBay also lets you use various sales models. You can list items for auction, or use a ‘Buy It Now’ price.

The fees you’ll pay vary according to all sorts of factors.

The downsides of eBay are the competition you’ll face – and the seller fees.

To minimise these, look out for email alerts that will tell you when a fee-free promo period is going to happen.

Pros:

  • You probably already have an account
  • Auction or ‘Buy it Now’ options
  • Sell to buyers worldwide

Cons:

  • High selling fees
  • Lots of competition

4. Vestiaire Collective

Places to Sell Clothes for Cash in the UK_Vestiaire Collective

Vestiaire Collective is a resale site that specialises in designer gear.

If you have a sought-after item of clothing to sell, this may be the most appropriate option.

The downside is that fees are even higher than when selling on eBay – but there is a reason for that.

All the second-hand goods sold through Vestiaire Collective are verified by the site, instilling confidence in buyers.

This means they’re more likely to part with more money, as they know what they’ll be getting.

You can only sell via Vestiaire Collective if your garment or accessory is labelled by one of the brands they deal in.

There’s a full list here, and some high-street brands such as Lipsy, Mango, Miss Sixty, Next, and Zara can be found on it.

There are thousands of labels on this list, and many – but not all – are top-end designers.

So how does selling work? You list items for a set price, and doing that is free.

You then pay 14% of the sale price – or a flat rate of £12 for items under £90.

Plus, there’s a fee of 3% for processing.

So do factor all this in when setting your prices.

Pros:

  • Niche market
  • Designer items verified by the site
  • Some high-street brands included

Cons:

  • Even higher fees than eBay

5. Car Boot Sales

Two women preparing their items at car boot sales_Places to Sell Clothes for Cash in the UK Content Image UK

Some people just cannot resist a car boot sale bargain.

Meaning you could be quids in if you sell clothes this way.

It can make a fun day out, and you should come home with more cash than you started with, too.

There’s every chance you’ll spend that money at other stalls, though, so be disciplined unless you intend to sell those spoils to make more money!

On the negative side, you could end up coming home with your old clothes that don’t sell.

It will also involve a cash outlay to pay for your pitch – and the fuel to get there.

Pros:

  • There’s bound to be a local one
  • Some people are very successful
  • It’s a fun day out when you can meet lots of people

Cons:

  • Upfront payment for pitch
  • You may return with unwanted clothes
  • Shoppers often want to pay very low prices

6. Facebook

 Places to Sell Clothes for Cash in the UK_Facebook

Facebook is a little like eBay in that everyone knows it, and most people have an account.

Selling clothes via local groups on Facebook can be simple and fast – and in some cases lucrative too.

List your unwanted threads on Facebook Marketplace, and it should post them to any local groups you belong to.

Sometimes items are sold within moments, and even then people will ask if they can be next in line if they want what you’ve got.

If selling via Facebook, it’s a good idea to name a higher price than you want, as people tend to haggle.

So leave some room for a bit of bartering.

State whether you’re willing to deliver or if you’d like the buyer to collect.

One downside of Facebook selling is that people don’t turn up sometimes.

Another is that once you communicate with them, buyers can see your profile.

If you ask them to collect, they’ll also know where you live.

This is unlikely to lead to any issues, but there’s always some risk.

If you’re selling a high-value item and live alone, getting someone to visit when your buyer is due to collect is a good idea.

Just to make sure they pay up and to give the impression that someone else lives there with you.

Pros:

  • Quick and easy
  • You can sell in the local area
  • More willing buyers may be waiting

Cons:

  • Security and privacy risks
  • No-shows can be high
  • Expect to barter

7. Shpock

Mockup website of Shpock_Places to Sell Clothes for Cash in the UK Content Image UK

Shpock is a bit like Facebook, but the site is dedicated to selling online rather than being a social media hub.

So you have a captive audience, and it’s aimed at buyers in your local area.

Many of the same pros and cons of Facebook apply. If they collect the clothing, buyers will know where you live.

They cannot, however, view a profile as they could on Facebook.

Shpock stands for Shop in your Pocket, and it’s free to use.

Again, expect buyers to barter.

You can post items and receive PayPal payments with Shpock. This isn’t as popular as local selling, however.

Pros:

  • Free to use
  • More privacy than Facebook
  • Option to post items as well as sell locally

Cons:

  • Haggling is the norm
  • You might need to set up an account

8. Bride 2 Bride

Places to Sell Clothes for Cash in the UK_Bride 2 Bride

If you have a wedding dress to flog, then Bride 2 Bride could be the site for you.

Though you can try your luck on sites like Vinted, this one’s aimed at a niche market.

Wedding dresses sell for hundreds or even thousands on Bride 2 Bride, so clearly, there’s money to be made.

To list your gown, you’ll need to pay a one-off fee of £14 or £20 (standard or premium).

There’s no time limit, so your dress can stay on the site until it’s sold. Secure messaging is also included.

Which can be especially important when it comes to high-value items.

Pros:

  • Low fees
  • Niche market
  • No time limit
  • Secure Messaging

Cons:

  • You may pay a fee and not sell

9. Local Second Hand Stores

Places to Sell Clothes for Cash in the UK_Local Second Hand Stores

Many areas have second-hand shops offering vintage or used designer goods for sale.

So if a place near you specialises in retro or pre-loved goods, you could try selling to them directly.

It can be a fast and simple way to get extra cash.

The store owner will need to make a profit, though. And they may have high overheads.

So don’t expect to get as much money for items when using this kind of ‘middleman’ service.

On the plus side, it might just help someone in your local area to stay in business!

Pros:

  • This can mean instant cash
  • Helps the local economy
  • Goods will go to a ‘good home’

Cons:

  • Less lucrative than selling directly

10. Depop

Mockup website of depop_Places to Sell Clothes for Cash in the UK Content Image UK

Why not declutter and sell on Depop?

This clothing marketplace doesn’t strictly specialise in vintage garments, but rare items from the 1990s, in particular, seem to be mega-popular.

Unlike other sites, you can snap selfies of yourself wearing the clothing when listing it for sale if you like, though this isn’t compulsory.

You can add tags to your listings, such as ’90s’, ‘dance’, or ‘bands’.

The vast majority of Depop’s users are in the under-26 or ‘youth’ age demographic, and it seems they’re often seeking 90s or 2000s items from around the time when they were born!

Items that are handmade or classed as vintage can also do well on Depop.

Think of alternative clothing for teens and twenty-somethings, and you’ve got the gist of it.

Depop is another site where buyers tend to haggle, so bear this in mind.

They also charge a 10% fee on all sales.

Pros:

  • Young market
  • 1990s and 2000s items popular
  • Sought-after items can command high prices

Cons:

  • 10% sales fee
  • Haggling is de rigueur

7 Top Tips When Selling Clothes for Cash

Woman showing off a clothes she is selling online

1. Show ‘Em Off

No one is turned on by a poorly-lit picture of a creased garment.

It makes the clothes look uncared for, too, which might only decrease their value. As well as the number of willing buyers.

Before you sell clothes, wash them, iron them and hang them up as if you were displaying them in a shop.

Photos of the front, back and any significant details are just what you want.

Labels and price tags are also good ones to zoom in on.

2. A Clear, Concise, and Complete Description

In fact, make that a truthful, concise, and clear description.

Make sure you do mention any stains, holes, or other faults. If you don’t, it will only come back to bite you later.

Think about what the buyer wants to know.

The size – and is this true to size or a little on the large or smaller side?

Maybe suggest an occasion it’s suitable for, so they can really picture themselves wearing it for work, a party, or lounging around.

Do state the colour – it may seem obvious from the picture but they may wonder how accurately the camera has captured the shade.

Another thing to mention is the fabric.

Is it thin or thick, and is the garment machine washable or not?

3. Sell According to Season

No one’s looking for winter jumpers during a sunny June heatwave.

Think one step ahead, maybe – as the shops do – but not six months in advance.

If you want to make as much extra cash as you can, then sell clothes that people will buy at that time.

Christmas jumpers, for example, will fly off the shelves in November, while summer holiday wear will do best when summer’s fast approaching.

4. Don’t Dilly Dally

If you’ve recently bought something and realised you’re not in love with it after all, then get it shifted as soon as possible.

Assuming it can’t be returned, that is.

Clothes depreciate very quickly unless perhaps they’re vintage designer wear or other rare, sought-after items.

So strike while the iron’s hot and get it sold sharpish when it’s too late to take it back to the shop.

5. Factor in P&P

boxing the sold items for shipping_Places to Sell Clothes for Cash in the UK

Don’t forget that it’s going to cost you if you send a garment to someone by post.

There’s the postage itself to pay for, but you might also need to buy a suitable padded envelope, bag, or box to send it in.

Parcels cost a LOT more to send than what Royal Mail classes as ‘large letters’.

If when packaged it weighs 750 grams or less and measures no more than 35 x 25 x 2.5 cm, then you can save around two or three pounds as compared to a 45 x 35 x 16cm ‘small parcel’ weighing up to two kilos.

6. Consider Tracking

What are you going to do if the buyer tells you they never received the item? It happens.

While many (perhaps most) people are honest, some are not.

The only way to know for sure if the clothing arrived with the buyer is to track the delivery.

It costs more but may be worthwhile for higher-value items. You may also be able to pass the cost onto the buyer.

7. Know What Sells

Do you know which sorts of clothes sell well in the UK?

Garments that are among the top items to resell in the UK include branded clothing and wedding dresses.

Don’t forget about accessories too – shoes and deluxe handbags often sell very well indeed.

Where Can I Sell Clothes in the UK – FAQs

How much does Cash For Clothes pay?

Cash for Clothes pays 50p per kilo for most clothing in clean condition. 30p is paid for linens and ethnic garments. For 5p per kilo, Cash for Clothes will also buy boxed DVDs and CDs, and books that are in good nick and don’t smell.

Where is the best place to sell unwanted clothes?

The best place to sell pre-loved clothes depends on the quantity and type of garments. Specialist items like wedding dresses and retro or vintage goods do well on niche sites.

Apps and pages for local sales can also be quick and simple methods. eBay is also a tried and tested method.

How can I get money for my old clothes?

You can sell old clothes online, take them to a Cash for Clothes store, sell at a car boot sale or try trading with a local secondhand shop.

There are many niches and general websites and apps for selling clothes, and some specialise in older items or even wedding dresses.

How can I sell unwanted clothes in the UK?

In the UK, some of the most popular ways to sell unwanted clothes are via Facebook Marketplace or eBay. You can also try specialist apps and sites like Vinted, Shpock, Depop, Vestiaire Collective or Bride 2 Bride.

Selling locally at car boot sales or to pre-loved clothing stores is also an option.

Selling Clothes in the UK – Final Thoughts

If you have clothes you no longer wear, you could sell them for extra cash. And why not, if they’re just sitting there gathering dust?

If you have time to list an item and post it or hand it over to a local buyer, then you could sell clothes online. There are plenty of social media pages, sites and apps to use.

You could also take your unwanted garments to a secondhand store or car boot sale. If you need the space – or the money – and don’t need the clothing, what have you got to lose by swapping your old clothes for cash?

A woman checking clothes for sale with text overlay that reads 10 Places to Sell Clothes for Cash in the UK

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Does Screwfix Price Match? https://mumsmoney.com/uk/does-screwfix-price-match/ Tue, 01 Nov 2022 07:16:50 +0000 https://mumsmoney.com/uk/?p=1742 Read more]]> Screwfix is the biggest seller of tools, hardware, and accessories for trade in the UK. New branches are opening all the time, clearly showing that their retail model is a very successful one. 

The store is also very popular with keen DIY-ers. Who shops there to stock up on everything from small items such as fixings to everything required to fit out a new bathroom? 

Whether you’re a tradesperson or someone doing it yourself, can you be sure that the price you pay at Screwfix is the best deal around? Does Screwfix price match?

Screwfix does not currently operate a price match policy for customers. However, the trade and DIY retailer does make many products as ‘Price Checked’ in their efforts to offer the best deal. If you do find a cheaper product elsewhere after purchase, you can try asking the manager to price match it. Or return it within the 30-day cancellation period for a full refund. 

A man checking a tool from what it looks like a Screwfix store

How to Get a Price Match at Screwfix

There is no Screwfix price match policy. So how can you get around this, and make sure you’re getting the best deal available? 

If you look at it logically, Screwfix simply wouldn’t be as successful as they are if its prices weren’t competitive.

With over 800 stores across the UK and more popping up all the time, you can see that it’s a retail model that works. 

Like other retailers, Screwfix checks competitor prices on an ongoing basis. In theory, then, you shouldn’t need to claim a price match at all.

Their pricing is constantly being revised to stay one step ahead of the other trade and DIY stores that are snapping at their heels. 

This is known as their Price Checked policy, and the company says these prices are checked on a daily basis. This applies to selected Screwfix products. 

Of course, you may find a cheaper price elsewhere sometimes, not least because all retailers are constantly trying to beat the competition.

With no price match policy in place, how can you take advantage if you find a lower selling price for an item you want or have already bought?

It’s simple if you haven’t already bought the product, as you can just go ahead and buy it, more cheaply, from the competitor instead.

But what happens if you’ve already purchased the item from Screwfix? 

If this is the case, you have three options:

  1. Accept that you perhaps should have shopped around first, and write off the extra money you’ve paid. 
  2. Ask in-store if the manager can authorise a price match. Mentioning the possibility of option 3 might be enough to sway things in your favour.
  3. Return the item in accordance with the Screwfix terms and conditions to claim a refund. You could then use this money to buy the item somewhere else – and have a little leftover too. 

If you do want to haggle, take proof – such as a live link – of the competitor’s price for an identical product.

In line with other retailers’ price match policies, this should be the same in terms of size, colour, and features.

If there’s a model number, this must be an exact match. It should also currently be available to buy in-store, or for immediate dispatch when the order involves delivery. 

What are the Screwfix Terms and Conditions of Sale?

Let’s run through the relevant terms and conditions so you can see where you stand if you do want to try haggling at Screwfix.

Or cut straight to returning an item for a full refund.

  • Once you’ve taken delivery of goods or collected them in-store, a legally binding contract exists between you and Screwfix. 
  • Despite supplying the trade, Screwfix prices do include VAT at the current rate. 
  • Prices in the Screwfix catalogue are subject to change and may go up or down in line with competitors or the prices charged by suppliers. 
  • Promotional prices may be advertised. To qualify for these, you need to quote the applicable code at the point of purchase. 
  • Screwfix isn’t obliged to supply goods at a price that’s incorrect and has been displayed in error. 
  • Their ‘Price Checked’ products are updated daily in line with Screwfix’s competitors. 
  • You can cancel your Screwfix order within their 30-day cancellation period. 
  • As long as you can return the unused goods in great condition, you can tell them you want to obtain a refund in person, by email, by phone, or even by post. 
  • If you ordered multiple items, the last delivery date marks the start of the 30-day returns period. 
  • Sending goods back is at your own cost, and you should receive a refund within 14 days. 

How to Return an Item

A man and a woman talking about the tool from a hardware store

In-store

Take your item (or items) into the store and present it (or them) at the trade counter. This must be within 30 days of purchase. 

Email

Send your message of cancellation to online@screwfix.com.

Phone

Call Screwfix on 03330 112 112 to speak with a member of the team.

Post

If you want to cancel by post, contact:

Screwfix Direct Ltd, Trade House, Mead Avenue, Houndstone Business Park, Yeovil, BA22 8RT

Does Screwfix Have a Price Adjustment Policy?

Screwfix does not have a price adjustment policy, nor a price match policy, though they do operate a Price Checked scheme. 

To get the cheapest price, shop around or try asking in-store. Use proof of the competitor’s price when doing the latter, such as a screenshot or live link to an identical product. 

If all else fails, you can claim a full refund for unused, undamaged goods within 30 days of purchase. 

6 Other Ways to Save at Screwfix

Check out these insider tips for more ways to save money when shopping for trade or DIY goods at Screwfix. 

1. Look for promo codes. 

A mockup of the screwfix online

Screwfix does advertise promotional prices from time to time, so it’s wise to benefit from these where you can.

Even the retailer’s terms and conditions mention these, so it’s worth searching in the press or online in advance of making a purchase.  

To benefit from a promo price, you need to input the code when shopping online or quote it when buying in-store. 

2. Sign up with TopCashback.  

TopCashback offers up to 1.05% cashback on Screwfix purchases. To get this, you’ll need to sign up for a TopCashback account.

Once you’ve set up an account with TopCashback and are ready to go ahead with your purchase, make sure you access the Screwfix site via the link supplied on the TopCashback site. 

So visit TopCashback first, find the Screwfix link and click through. The purchase you make can then be tracked by TopCashback to make sure you get your money.

While 1.05% might not sound like a lot, it soon adds up when you spend a lot of money. Such as when fitting out a new house or when you work as a tradesperson. 

3. Look for a Low Price product.  

The Screwfix website has a Low Price section right there for customer use. Find it by clicking here, or scrolling down the homepage to find it within the menu at the bottom.

This Low Price function takes you to a results page with items that match up. At the time of writing, this consisted of over 30 pages of search results.

So it’s quite likely you’ll find something you’re looking for, somewhere on that lengthy list!

4. Shop around.  

A man and a woman checking the tools hanging on the wall of a store

For major purchases, in particular, don’t simply assume that one retailer will offer you the best available price. Shop around first and you might just be pleasantly surprised!

5. Factor in fuel.  

Petrol or diesel to fill your car or van isn’t as affordable as it once was. So if you need to travel to a DIY store or trade counter to pick up a specific product, do bear that in mind. 

There’s no point in burning £10 worth of fuel, for instance, to save just £5 on one item. 

6. Time is money. 

Nor may a special journey be worthwhile if you need to take an hour off for the return trip. Especially if you could have been earning a decent rate of pay by working that extra hour! 

If you could earn more than the cost savings by shopping at a retailer closer to your home or workplace, then it may make sense overall to shop at the nearest supplier.

Whether that’s Screwfix or someone else entirely. 

Screwfix Price Match FAQs

Does Screwfix price match B&Q?

Screwfix doesn’t have a price match policy at all. However, they do offer a large range of Price Checked products which are matched to competitor prices daily.

To get a price match, ask Screwfix if there’s anything they can do, with proof of B&Q’s lower price as proof. The product should be identical.

Otherwise, you can return goods within 30 days for a full refund, as long as they’re unused and undamaged. 

Summarising the Screwfix Price Match Policy 

To sum up, Screwfix doesn’t actually have a price match policy as such. However, the company could argue that this is because they don’t need one. 

Screwfix does operate a ‘Price Checked’ policy to ensure they stay competitive. If you do find the same item cheaper elsewhere after purchase, then you can try asking them in-store, on the phone, or by email for a price match.

If you have no luck, the final option is to return the product for a full refund. You can do this within 30 days, as long as it’s unused and in resellable condition. 

A woman shopping some gardening essential tools with text overlay that reads Does Screwfix Price Match

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20 Ways to Make Money as a 13 Year Old in the UK https://mumsmoney.com/uk/make-money-as-a-13-year-old-uk/ Tue, 18 Oct 2022 12:27:29 +0000 https://mumsmoney.com/uk/?p=1551 Read more]]> Whether you’re a 12-year-old about to hit your teens or you’ve been a teenager for some months, you may well be wondering how to make money as a 13-year-old.

The same, of course, may apply to parents of newly minted teenagers.

Is there a way to make money online or otherwise, so you or your teen develops a genuine sense of independence and responsibility?

From buying the latest trainers or must-have gadget to having money to spend when out and about with friends, many 13-year-old wants to make money of their own.

It may sound dull, but you’re never too young to save money, either.

A young woman with eyeglasses typing on a laptop on a table

Even if you set aside just a few pounds a month when you get paid, it soon mounts up. This could give you a head start over your peers in the future.

You may also be able to build a business that will bring in extra money while you’re at university in a few years’ time – or could net you enough extra pounds to buy a good car.

How to Make Money as a 13-Year-Old in the UK: 20 Ideas

If you’re wondering how to make money as a 13-year-old, the first thing to know is that there are two main ways to make extra cash.

You can either advertise your services locally so you can get paid by family, friends, and neighbours to take tasks like dog walking or car washing off their hands.

The other main way to start earning is to find some kind of online work – and the amount of money you could make from doing that is considerable.

Why get paid as a 13-year-old when you could earn money that equals an adult’s income?

The good news is that your age is a benefit here, rather than a drawback. In general, 13-year-olds are very tech-savvy, and that can be a huge bonus.

If you know how to make videos, create engaging social media posts, or think you’ve spotted a gap in the market for something you could sell to your peers, you could soon be earning some serious cash.

Perhaps you know how to build a website, have a natural flair for writing, or can create unique pieces of artwork that people would pay good money for.

In an ideal world, you first find something you enjoy and are good at. Then you work out a way to make money from it.

This list includes 20 of the best ways to make money as a minor. Why not take a look at the suggestions to see which ways to make money really grab your attention?

1. Take Online Surveys

There are lots of survey sites out there, and the good news is that some will allow teenagers to sign up. So what’s it all about?

Join a reputable survey site and you can fill out surveys whenever you have a few moments or more to spare. For each survey you take, you can get paid in cash or gift cards.

It’s easy to fit this kind of work into the average day. Do a survey while travelling on the bus to school, or while you’re watching a TV program you’re not really that into.

While it’s not a way to make serious money, this kind of work is simple to do whenever you have the time and can earn you your own money to spend as you like. (Subject to parental approval, of course.)

Here are some details of the survey site that accepts applications from 13-year-olds.

Swagbucks

Swagbucks is a free app that allows UK teens aged 13 or more to apply, as long as they have the permission of their parent or guardian.

Using Swagbucks is generally seen as a way of earning gift cards for free, which you can then spend at various retailers such as Amazon.

With Swagbucks, you can earn these gift certificates by completing questionnaires, or maybe when you watch videos or search online.

You may also get paid if you play games or shop online via the links that the site or app provides.

2. Work for Your Parents

A young person holding a mop and cleanig the floor with yellow bucket beside her to make some money

Sometimes the obvious solutions really are the best. If you don’t ask you don’t get, so why not ask your parents if you can help out more around the house in return for payment?

Don’t expect them to pay you for chores you already do, however. That’s a given and all part of growing up!

Think about what they dislike doing, or which tasks they never seem to get around to. To earn extra cash, think about taking those jobs off their hands.

If they hate cooking but you’re keen to experiment in the kitchen, they may gladly let you prepare dinner more often. Or you might wash the car or run errands in your local area.

If they have a business of their own, even better. What could you do just as well as someone else they might employ?

Could you take unwanted tasks off their hands while you make money?

You could also think beyond your folks. What about neighbours, friends of the family or your parents’ work colleagues? Could you make money by helping them?

Whether it’s tidying the garden, cleaning the bathrooms, or raking leaves, many people would be glad to pay you to carry out such tasks for them.

3. Deliver Newspapers

Taking on a paper route is probably the best-known way to make money the world over for cash-hungry teens – and is still a very realistic option.

Check the ads at the back of your local paper, or get in touch with their office. You could also ask at any local stores offering a newspaper delivery service.

A paper round is a great way to get fit, but do bear in mind that you’ll be expected to deliver no matter what the weather brings!

4. Sell Unused Stuff

If your wardrobe could do with a clear-out, this one could be perfect.

While many people just leave their unused possessions lying around, gathering dust, really that’s a crazy thing to do.

One person’s unwanted goods may indeed be a treasure to someone else, and you might be pleasantly surprised by what someone would pay to take items off your hands.

Whether it’s games, books, gadgets, clothing, or collectables, you’re bound to have something you no longer need or even want.

This is definitely one to get your parents involved in, however, for two reasons.

Firstly, if they probably bought the stuff in the first place, it’s only fair to ask their permission to sell it.

Secondly, you will have to use their accounts for listings and transactions, as sites like eBay have strict over 18s only policies in place.

Where can you sell? Try local trading pages on Facebook as well as the likes of eBay, Music Magpie, CEX, We Buy Books, Depop, and Vinted.

CEX, We Buy Books and Music Magpie are best for media and tech, while Vinted or Depop users are normally looking for clothing and accessories like bags, shoes, and jewellery.

You could also do this on behalf of other people! Assuming you can strike a deal over who gets what share of the profits, so you can make money.

Related: 32 Best Things To Resell in the UK

5. Get Flipping

You can also make money from flipping. The term refers to buying used goods and selling them on at a profit.

This could mean scouring charity shops or car boot sales to uncover hidden treasures you can sell as they are.

Or it may mean doing some work before you can turn a profit – such as upcycling old pieces of furniture.

If you can fix things or make them look even better than they did when new, flipping could be the one for you.

Again you’ll require parental cooperation here to deal with the financial side of selling online.

6. Rent Stuff Out

If you – or your parents – have gadgets or equipment other people would pay to use for a short time, why not look at renting them out?

Sites like Fat Llama let people borrow what they need in exchange for payment. You list an item, then any interested parties can get in touch to check availability or ask questions.

The next step is to arrange collection – so in the interests of safety, you should only arrange to do this when your folks will also be around.

You’ll also need your parents to help deal with the financial side of things.

7. Be Crafty

a pair of hands holding a thread with beads and more small colorful beads and a scissor on the table

If you can make items that other people will buy – such as handmade jewelry, stitched, knitted, or crocheted goods, or one-off pieces of art – then you might be able to build a thriving business by harnessing your creative streak.

Facebook’s Marketplace is again a good place to sell crafts, or if you want to go pro then get set up on Etsy.

As Etsy sellers must be 18 or over you’ll need your parent’s permission and cooperation to work as an Etsy trader, but it’s the site to be found on if you can offer unique items for sale.

Related:

8. Babysit Younger Kids

While there are strict rules around who can find jobs in childcare, many parents are very happy to leave their children in the hands of teens they actually know and trust.

If your parents have friends who would love to have a child-free night out, why not offer to babysit their kids?

You could always work for free in the first instance, to see if it works out for both parties.

If it does, a steady stream of work may well come your way before too long. Word of mouth can be everything when it comes to this kind of gig. If you’re trustworthy, you really can make money by doing babysitting jobs.

9. Try Pet Sitting

If no one you know needs a babysitter or you prefer animals to small children, why not see if you can find some dog walking work or a pet sit gig?

With so many extended families spread across the country and even the world, there are real opportunities for reliable people to take care of pets when their owners are away.

Ask around and you might find this kind of work more quickly than you thought. Do exercise great care here, though: meeting strangers or going to their houses clearly poses risks.

For this reason, it’s best to secure this sort of gig via people you know such as friends, family, or neighbours.

10. Referee Sports Matches

Believe it or not, teens can work in refereeing. 14 is the UK’s minimum age. In practice, it’s best to be a few years older than the kids you’re working with.

There’s nothing to stop you from refereeing games involving kids aged 11, 12 or under.

The best way to find out about this kind of work is to read this article on the FA website. You’ll need to complete their FA Referee Course.

11. Write Content

Are you good at stringing sentences together and articulating ideas in word form? Do you enjoy writing?

If the answers to those questions are yes, then you could make money by working as a freelance writer.

This is a fabulous one to add to your resume later on too – the fact that you’ve actually been paid to put articles together for other people is a surefire way to impress that prestigious college or even a future full-time employer.

While making more money than your peers!

It can be a particularly good gig to get into if you want to work in a related field such as advertising, publishing, or academia.

Networking is a great way to get started. Do you or your family know anyone who runs a website, for example?

If so then they are likely to need all kinds of content written, from landing pages to product descriptions and blog posts.

This can give you a head start, as anyone looking to employ a freelance writer is likely to want to check out samples of your work.

While many freelance sites have higher minimum age requirements, there is one big one that is open to those aged 13 or older.

Fiverr

Online page of Fiverr with photo of a woman in brown background

Fiverr accepts applications from anyone aged 13 or more and is one of the largest online freelance sites on the market.

The site specialises in providing business owners with the services they need – and one of those is freelance writers.

Just think about it. Every single piece of writing you’ve ever read – from the back of a cereal packet or description of a hoodie to a long, in-depth article on a company website – has been written by someone.

The number of websites out there is growing daily. Many site owners don’t have the time – or even want – to write their own content.

This is where Fiverr comes in. The site can connect you with these people, so you make money. Online jobs don’t come much better than this.

Being 13 years old doesn’t have to stop you if you have a flair for the written word. Why not sign up with Fiverr and see what sort of gigs you can find?

12. Manage Social Media

As a young person and member of Gen Z, you have a huge advantage when it comes to social media.

Though many millennials may have also grown up with Facebook, Insta, and Twitter, they may not be as savvy when it comes to YouTube, TikTok, and making engaging reels or stories.

Go back further than that and you have Gen X, whose cohorts were raised in a time without mobile phones, the internet, or even – in some cases – colour TVs.

And beyond the Baby Boomers, some of whom even got used to post-war food rationing.

The fact that a 13-year-old grew up with social media as the norm means they have an intuitive handle on it. Something older people may lack. So why not make money by helping them out?

In many cases, those who are unfamiliar with Tweets, TikTok videos, and how to run a YouTube channel will gladly pay someone to take the task of posting, connecting, and communicating off their hands.

Again, it’s worth asking around to see if anyone your parents know requires this service. Then you can bag a bit of experience before advertising your services on Fiverr.

13. Design Graphics

Not everyone has a talent for writing or knows their way around social media – and nor do they necessarily have a flair for graphic design.

If you do and can learn how to use design sites such as Canva, there’s nothing to stop young teens from offering freelance graphic design services.

In fact, sometimes the two can go hand in hand, as it’s a pretty dull article that contains no images whatsoever.

If you write social media posts, then creating a correctly sized image to go with the text gives your content a professional touch.

Why not take a look at Canva so you can see what’s possible?

From a Pinterest Pin, Insta post, or Facebook header image to a logo, poster, or flyer, it’s quick and easy to create high-quality, downloadable graphics. So you can make money this way, even without prior experience.

If you have a knack for what looks good, why not advertise your services on Fiverr or ask around to see if there are any local businesses requiring such a service?

14. Create T-shirts

If you fancy taking your graphic design skills to the next level, why not think about creating your own t-shirt designs to offer for sale?

Again the money management side of things will require parental cooperation. If your folks are happy to play their part, though, then there’s nothing to stop you from working as a fashion designer of sorts.

T-shirts aren’t the only item you could make money from. Other options include hoodies, baby clothing, mugs, phone cases, fridge magnets, stickers, stationery, and more. There are quite a few ways to make money here!

Sites like Cafepress and RedBubble are good places to make money selling this sort of stuff, as you can upload your designs quickly and easily to be listed for sale all over the world.

Amazon Merch also works in a similar way for those setting up a t-shirt business, though again you’ll need an adult over 18 to set up and supervise the account.

15. Code Websites

This one’s a little more niche, but it’s ideal for those who have a talent for web design or using code.

It’s fairly demanding, but if you’re comfortable with that and know what you’re doing then it could prove a very lucrative side hustle. Or even the beginnings of your own business.

The fact that you’ve helped to build websites to client specifications is also a great one for adding to your CV later on.

There are plenty of opportunities for designers and coders on sites like Fiverr, or you could ask around to see if there are any openings in your neighbourhood.

Familiarity with systems like WordPress and Shopify can come in useful when you want to make money this way, as they’re the platforms most businesses now use to create their websites and online stores.

16. Start Blogging

a young woman about 13 year old in front of a computer doing some blogging to make money

If you like writing – and are prepared to have a go at building your own website using WordPress – it’s definitely worth thinking about starting a blog of your own.

The term ‘blog’ is actually just short for web log, and in reality can cover most kinds of websites, apart from corporate ones or online stores.

In fact, even the biggest business sites and retailers often have a blog section on their sites. They use this as a way of driving traffic to their sites while encouraging customer loyalty.

The downside is that blogging is a longer-term game – you won’t make money overnight.

On the flip side, though, you can develop so many skills, from writing or social media to website and graphic design.

So how do bloggers earn money? There are 3 main ways they do this. Placing ads on their site will generally result in an income based on the ‘pay per click’ system.

Bloggers may also be offered opportunities to create sponsored content, where companies will pay them a fee to write about and/or photograph or promote their products or services.

The third way bloggers can make money is through affiliate revenue. This means they earn a fee – usually a percentage of the sale value – when a reader clicks a link to a recommended product.

Setting up a blog can develop so many skills – and in the long term could even earn you a full-time income.

It can also act as a showcase for your work – particularly relevant if you want to work as a freelance writer, graphic designer, social media manager or website coder.

Before you start, try to find an untapped niche to maximise your chances of success.

17. Offer Virtual Assistance

If you’re organised, responsible, and good at communicating, you could offer your services as a part-time virtual assistant – or VA.

Good, reliable VAs are very much in demand, and the role could see you doing anything from proofreading to posting on social media or uploading content to WordPress.

You could also get involved in tasks like diary organization, invoicing, answering emails, or any general admin duties.

In a nutshell, you could do anything that someone like a Personal Assistant would do – the only difference is that you would work remotely instead of in a workplace.

Sites like Fiverr can help you find VA work, or you could try local or specialist Facebook groups. Those aimed at bloggers, in particular, can be a great way of making the right contacts.

Related – Getting started as a VA & the top virtual assistant courses

18. Review New Music

If the kind of writing you’d really love to do involves giving your opinion on what could be a future Billboard hit, then why not review new tunes with Slice the Pie?

Slice the Pie

You can sign up with this music review site from age 13, and you’ll basically get paid for sharing your opinion on the tracks they offer for review.

The opportunity to make money by reviewing other things, such as clothing, may also be offered to members.

With millions of reviewers to their name, Slice the Pie can net you a small profit while influencing the worlds of music and fashion at the same time.

19. Become a YouTuber

A young woman holding an orange with more orange on a table while in front of a camera for the you tube to make money

For keen fans of YouTube, making your own videos to share via the audio-visual platform may sound like something of a dream come true.

If that describes you and you’re aged 13 or older, you can sign up for your very own YouTube account. You will then, in time, be able to make money by placing ads on your channel.

There are minimum requirements before you can place ads, but once you reach certain levels of followers and viewing hours you’re good to go.

You’ll also need a linked Google AdSense account, so again perhaps your parents would be willing to help out with that.

The video-making and editing skills you’ll develop may also come in useful in the future – and look good on your CV too.

20. Do Voiceovers

If you shy away from being seen on screen but don’t mind your voice being heard, then you could earn money by offering your services as a voiceover artist.

This is one best kept for those who are serious about creating a longer-term career, as to have the best chance of success you will need specialist equipment like a good microphone and effective soundproofing.

As a way of making money, though, you could be in this for the long haul, and it’s a flexible gig that you can often work at as and when you want to.

For more on becoming a voiceover artist, check out this post on Voices.com.

5 Top Tips for Working Teens

Here are some things to bear in mind before you go looking for that first paid gig.

1. Set a Schedule

Schoolwork always comes first – that’s the reason why UK employment laws for under-18s are so strict.

While some sites suggest working during school hours – usually by selling items to your classmates – here at Mum’s Money we know that’s an absolute no-no.

Sit down with your parents and work out when you could – well, work.

Making money aged 13 shouldn’t yet be your top priority, so you have to fit it into your free time rather than what should be used as study time.

2. Use Your Contacts

Above all, keep your parents in the loop when it comes to looking for paid work. Not least because they may be a source of useful contacts!

Who knew that your dad’s colleague was looking for a dog walker, or that your mum’s best friend was desperate for someone to post on social media on behalf of her business?

In fact, tell the world. Neighbours, friends, and members of your extended family all may know something – or someone – you don’t. As might your school pals.

3. Create an Email

We also recommend setting up a dedicated email address to use for work purposes – especially if you’re going to be signing up for websites in your quest to find work.

Make sure it has a professional sound to it – terms like sweet cheeks, hot rod or psycho killer are not going to cut it at all when it comes to looking the business.

4. Get Paid

If you’re going to work for money, then you need a way of getting paid.

This is where you’re going to need your parents’ input once more, as you can’t sign up for the likes of a PayPal account until you reach the age of 18.

You may also be able to set up your own bank account, as long as your parents are happy to authorise this.

5. Polish Your Skills

One thing that teens often have on their hands is time – so for goodness’ sake do use this to your advantage!

Try making something, have a play on Canva or YouTube, write a review or take a look at the craft and upcycling projects on Pinterest.

The best kind of part or full-time career is one you enjoy, so why not hone your skills in something you love until you reach a professional, marketable level?

Related – 16 free courses in working from home

Staying Safe While You Make Money

A couple with a young woman discussing in front of the laptop while sitting in the sofa

It’s absolutely vital that you stay safe when looking for work or carrying out your duties, which is why our number one tip is to keep your parents in the loop.

Sadly, there are scammers out there who would be willing to take advantage of a minor, so to stay safe make sure you only sign up for sites that are fully legit.

You also need to be careful when giving out any personal information.

So keep your parents informed, and also make a note of any applications you make or sites you sign up for, just in case you need to refer to this later.

Working Teenagers and Labour Laws

You can check out Gov.UK to see how the laws for working teenagers might affect you.

Both you and your parents should familiarise yourselves with these before you start looking for paid work. These are outlined as general restrictions and by age, as follows.

Don’t forget that different rules will apply to countries other than the UK.

Minimum Age

The minimum age for working teens in the UK is 13. Part-time work only is permitted until reaching school leaving age.

The only exception is kids who are actors or models, and they require a performance license. Parental or adult supervision is also a requirement.

The National Minimum Wage

Children of school age have no entitlement to the national minimum wage.

Tax

Under 16s aren’t liable for National Insurance contributions. They only need to go on the payroll if they exceed their annual personal allowance.

Age 16+

Anyone aged 16 or 17 should be paid a minimum of £4.81 per hour. When earning over £123 plus per week, the employer needs to sign up for PAYE (pay as you earn, for taxes) and register as an employer with HMRC.

General Restrictions for Working Children

Here in the UK, kids cannot work:

  • Without an employment permit, where the local council requires this
  • Before 7 am, after 7 pm, or during school hours
  • For more than an hour before school starts
  • For four hours plus without a break of at least an hour
  • On an industrial site or in a factory
  • In any role that could harm their education, well-being, or health
  • Without a fortnight’s break at some point during the school holidays

Term Time

Extra rules apply during term time. Then, children cannot work:

  • More than two hours on any day but Saturday
  • More than five hours on Saturday if aged 13 or 14. For 15 and 16-year-old school pupils the maximum on Saturdays is eight hours.

School Holidays

  • 13 and 14-year-olds can work up to 25 hours per week outside of term time. Five hours is the daily limit, or two on Sundays.
  • 15 and 16-year-olds can work up to 35 hours weekly. The daily limit is eight hours, or two on a Sunday.

Local Bylaws

Local bylaws may also apply. These are determined by your local council. You can find more information via this link.

How to Make Money as a 13-Year-Old – FAQs

How can 13-year-old earn money in the UK?

There are many ways to make money as a 13-year-old. You can work online in some ways, or be employed locally. Ideas include selling items or services online or offering babysitting, car wash, or pet walking services.

All child employment is subject to local and national government laws.

Can you get a job at 13 in the UK?

You can legally work aged 13 or 14 in the UK, but conditions apply regarding hours during the school term, weekends and holidays. Laws regarding locations and breaks are also in place.

There is also no entitlement to the National Minimum Wage at age 13 or 14. Local council bylaws may also apply, meaning you may require a permit to work.

Can 13-year-olds get paid?

You can work when you’re school age in countries like the UK, but employment law means you must stay at school and therefore have to work at limited times outside those hours.

Many of the biggest employers won’t hire anyone aged 13, so you have to get a bit more creative when finding ways to make money.

Can a 13-year-old work at a cafe?

Under UK employment law, 13 years olds can work in a cafe for a limited time, but not in the kitchen.

Can a 13-year-old work at Starbucks?

In practice, teens in the UK may only be employed by Starbucks once they reach the age of 16.

Can I work at McDonald’s at 13?

In the UK, you can only work for McDonald’s once you reach school-leaving age – which is 16.

Can I work at Subway at 13?

As you cannot work in a kitchen at age 13 in the UK, a job as a sandwich artist at Subway is unrealistic. The final decision, though, rests with each individual franchise owner.

Can I work at KFC at 13?

KFC’s minimum age is also affected by the fact that you’d need to work in a kitchen. In practice, therefore, age 16 is more realistic.

Can you work at Burger King at 13?

Burger King restaurants tend to employ those aged 16 plus due to government laws that restrict what work under 16s can do.

Can you work in retail at 13?

In theory, you can work in retail aged 13 in the UK. As long as you don’t exceed the maximum permitted hours that apply to school days, weekends and school holidays.

Making Money as a 13-Year-Old – Final Thoughts

If you’ve just entered your teens and want to start making some money of your own, we hope this guide has given you some food for thought.

Although employment opportunities can seem thin on the ground for youngsters, in reality, it’s pretty easy to find some sort of work. As long as you’re able, determined, and have your parents’ support.

Ideally, hone in on something you enjoy and it won’t even feel like work. In time, it might even lead to a whole new career – which could even set you up for the rest of your life!

Photo showing a dog walking beside a pair of feet with text overlay that read s How to Make Money as a 13 Year Old in the UK

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Does Halfords Price Match? (Policy Explained) https://mumsmoney.com/uk/does-halfords-price-match/ Sun, 09 Oct 2022 14:47:59 +0000 https://mumsmoney.com/uk/?p=1666 Read more]]> Halfords is the UK’s number one retailer when you want to buy minor car parts, kids’ and adults’ bikes, and all the accessories to go with your two or four-wheeled vehicle. 

We all love to bag a bargain, though, so what happens next if you find the same item cheaper at a local or national retailer? Does Halfords price match?

Halfords does operate a price match policy for customers. This applies for 7 days after you’ve received your purchase. Any identical item qualifies, even if the other retailer’s price includes a special offer. The pledge also applies to Halfords branded products.  To claim, the competitor’s price must be proven. You can ask in-store or contact Halfords online. 

Photo of a large store with name halfords above the entrance

How to Get a Price Match at Halfords

The idea behind Halfords’ pricing is that you shouldn’t even need to claim a price match in the first place. This is because they try to stay on top of prices offered by the competition, and will adjust their discounts accordingly. 

Many retailers do the same, though, so of course, it’s perfectly possible to sometimes find a cheaper price elsewhere.

If you do discover a lower selling price for a time you want to buy or have already purchased, then you can claim via the company’s price match policy. 

To prove the competitor’s price, Halfords ask for a dated screenshot, a live link, or a written quotation for the identical branded or comparable own-brand product. 

Supplying a live link to the competitor’s price is often the simplest way to claim. 

The Halfords price match policy applies to their mobile vans and garages as well as the stores. 

What are the Halford Price Match Terms and Conditions? 

The Halfords Price Match does of course come with a list of applicable terms and conditions, as follows:

A laptopshowing the website of Halfords being operated buy a man

  • For products, the brand, size, and colour must be exactly the same.
  • For services, the complete price for all parts and labour will be used for comparison purposes.
  • If delivery and/or fitting are included, then the competitor’s price must also include this. The delivery or fitting date may also be considered.
  • The product must be in stock and available for collection or home delivery. 
  • Services should be carried out within 10 miles of a Halfords garage or store, or be carried out at the same location via a mobile fitting service.
  • Halfords’ own brand wiper blades, batteries, tires, and bulbs can be compared to another own brand product, assuming this is fully fitted and has the same specification.
  • The competitor’s price must be available to the general public. Products on offer are included, but must not include special personal or membership deals. 
  • Closing down sales, market stalls, and clearance event items are excluded. 
  • Bulk promotions – such as Buy One Get One Free – are excluded.
  • Marketplace and auction items are also excluded.
  • Discount vouchers and other promotional offers cannot be used in conjunction with a price match.
  • The competitor should be UK-based, and the product designed for the UK market. 
  • For Click and Collect orders only, Halfords online prices will be matched in-store. 
  • The product or service must be available for collection or delivery.
  • In the case of a competing garage, the service must be available at the same place and time.
  • Halfords can modify or withdraw the price match at any time, and can also alter the Terms and Conditions whenever they wish. 

You can claim the Price Promise in-store or by contacting Halfords online. This must be within 7 days of purchase or receipt. 

How to Claim the Price Promise

In-Store

To claim at a Halfords store or garage, visit the branch concerned and consult a member of staff. 

They will ask for a live link, a dated screenshot, or a written quotation to confirm the competitor’s price. 

If your claim is within Halford’s policy and the competitor’s price is proven, you’ll receive a refund for the difference. This should be done immediately in-store.  

Online

To claim the Halfords price match online, get in touch via the Contact Us page. There are dedicated customer service teams for stores, auto centres, mobile fitting, and more. 

If using live chat, this is open between 8 am and 10 pm daily, including weekends. Alternatively, call 0330 135 9779. This line is open between 8 am and 6 pm Monday to Saturday, or 10 am to 5 pm on Sundays. 

You should receive your refund for the difference in price within 7 to 14 working days when claiming online.

Does Halfords Have a Price Adjustment Policy?

The Halfords price match policy applies within seven days of delivery or purchase. So you have up to a week to claim your price match if you find a cheaper item.  

Your price adjustment can be claimed online or in-store or online. You’ll need proof of purchase and to verify the lower competitor price via a link, written quote or dated screenshot. 

If all the price match terms and conditions are met, you should receive a refund for the difference within 14 days or less. 

6 Other Ways to Save at Halfords

If you want to spend as little as possible when buying a product or service from Halfords, make sure you try the following tips!

1. Look for Voucher Codes. 

Check sites like Telegraph Vouchers for current deals at Halfords. There’s an ever-changing rage just waiting to be snapped up!

At the time of writing, the sort of discounts offered included up to 20% off home delivery orders, up to £200 off selected bikes and up to 10% off car servicing. 

2. Visit Halfords’ Own Offers Page. 

A hand holding a smart phone with other hand while the other hand is presing into the app showig in the phone

Halfords has its very own page detailing all its current deals and discounts

Offers listed here at the time of writing included 10% off some child car seats, 20% off selected socket sets, and £20 off a branded dash cam. 

3. Opt for Click and Collect.  

At the present time, Halfords charges £3.99 for next-day delivery when you spend under £20. 

Save on this by opting to click and collect at your local store instead. This may not be worthwhile if you’ll have to use fuel in going out of your way, but is ideal if you can ride there on your bike, are due to pass by, or can walk there. 

4. Check Out Other Local Options.

Local garages or stores may be just as keen to beat Halfords on price as you are. If you don’t ask you don’t get, so it’s worth seeing if you could save a few quid.  

Clinching a deal with a local small business can also give you the feel-good factor, as you’re helping someone who lives in the same part of the world as you do. 

5. See What You Can Find Online.

Of course, small businesses also sell bikes, car parts, scooters, and more online. So why not give them a whirl? 

They may offer a discount that you simply cannot get from a larger brand. Or maybe a big company themselves with the buying power to offer rock-bottom prices. 

6. Time It Right.

Sign of Black friday sale

All retailers hold regular sales throughout the year. This particularly applies to Black Friday, Cyber Monday, and the annual sales around Christmas time. 

There may of course be a sale or special offer at any time of the year. So do keep your eyes peeled when planning a big purchase!

Halfords Price Match FAQs

Can I Get the Halfords Online Price In-Store?

Halfords will indeed apply its price match policy to goods and services bought in-store as opposed to online.

This applies to Click and Collect purchases only, rather than home delivery items. Simply ask in-store for a price match before you purchase, or make a claim within seven days. 

Do Halfords Prices Include VAT?

Indeed they do! All Halfords prices include VAT at the current rate. The price shown should be the price you pay at checkout. This applies to Trade Card customers as well. 

Does Halfords Do a Student Discount?

Halfords does not offer any discounts specifically for students. 

Do NHS Staff Get a Discount at Halfords?

As NHS staff, you can join Health Service Discounts to access Halfords NHS discounts. These deals can be used with the Click and Collect service, and you’ll need to show your voucher collecting your order.

Summarising the Halfords Price Match Policy 

Let’s sum it all up in a few short sentences, then. In a nutshell, the Halfords Price Match policy allows you to claim a price match when buying or within a week of shopping.

You’ll need to provide a current link quotation or photo as proof. The product or service must be identical, or comparable in the case of own-brand items. 

Halfords also price matches products and services on offer: though of course, a list of terms and conditions does apply to the price match policy.

Image showing Halford store with its name on top of entrance and text overlay that read does halfords price match.

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How Does Vinted Work? What You Need To Know https://mumsmoney.com/uk/how-does-vinted-work/ Mon, 03 Oct 2022 14:12:01 +0000 https://mumsmoney.com/uk/?p=1298 Read more]]> If you are someone who likes to find great deals on their clothing or tries to avoid participating in the world of fast fashion, you have probably heard of the Vinted app.

However, if you haven’t heard of it, or you’ve never used it before, you might be unsure of what buying and selling on Vinted involve.

In this article, we will look at what vinted is and how it works.

How Does Vinted Work

What Is Vinted?

Vinted is a free app in which you can both buy and sell your unwanted clothing, shoes, and accessories.

The app itself is free to download on both Android and IOS systems and listing and selling are also free of charge.

It is the lack of charges when using this app that really sets it apart from other selling apps that are available on the marketplace.

How Does Vinted Work?

The Vinted app has an incredibly user-friendly interface that allows you to browse, sell, and buy clothing from your phone with ease.

The experience is slightly different on both sides of the coin, selling and buying.

However, from a single account, you can both buy and sell on the app making it easier to enjoy the full scope of the app without having to swap between different accounts.

The software used with the Vinted app is easy to use and is well maintained by the company with very few users reporting major issues with the usage of the app.

Within the app, the different areas and tools are easily accessible and often marked by symbols or images that can be universally understood rather than cluttering the screen with words.

Although using the Vinted app is relatively self-explanatory, below, we will look at the different ways in which the app can be used to help you get the most out of this service.

Setting Up A Profile

The first step in buying or selling on the Vinted app after downloading it is to set up your own profile.

In order to complete your profile, you will need to fill in your name, where you are located, and why you are primarily on the platform.

Although this may feel a little like setting up a dating app, it is a great way to connect with other sellers and buyers on the app and can help make it feel more like a community than simply a shopping app.

You will also be asked to upload payment details so that you can make and receive payments through the app.

Selling On Vinted

Once you have set up your profile on the Vinted app, it is time to start selling.

There are a few steps that you should follow to ensure that you are successful in selling your items on the Vinted app.

Photography

Photography

How you photograph your items is paramount in getting them sold quickly.

The photographs that you post with your listing form the only impression that potential buyers have.

If they are poorly lit or blurry, you are much less likely to find a buyer for your item.

The best photography to sell your item will be well-lit, clear, and include multiple angles of the item.

You should also include up-close images of any defects, damage, or stains that the item may have.

People are still willing to buy items that are slightly damaged as long as the price is reasonable and the seller has been upfront about it.

Categories

When you are writing the description that will accompany the images of your item, you will be asked to select a category to put your item into.

The categories on the Vinted app include things such as “women’s clothing”, “Children’s toys”, and “Accessories”.

You will also be asked to assign a condition to the item that you are selling, this can range from “Used” to “Brand new”.

It is important that you are completely honest when selecting the condition of your item and in the description and categorization of your item, you might be surprised at the things that will still sell.

Upload

Once you have picked the best photos of your items and perfected your description, it is time to upload your listing.

When it has been uploaded, it is available for everyone else on the app to view.

You will be able to see how many people have liked or expressed interest in your item while it is live.

Be Responsive

While your listing is live, you may receive messages from potential buyers who have questions about the item or the pricing.

It is always a good idea to be polite and responsive to these questions.

Even if the person doesn’t end up buying your item, they are much more likely to follow your store and make a purchase in the future.

Similarly, when someone purchases your item, it is important to make sure you mail the item to them as soon as possible once the payment has been made.

Providing proof of postage is also a good idea.

However, if someone is being rude, aggressive, or trying to force you into selling at an extreme discount, you are free to block and report the user.

There is a difference between being polite and allowing someone to take advantage of you.

Leave Reviews

Finally, once you have made a sale on account, you have been paid, and you have mailed the item out, it is time to leave a review.

The person who bought from your store will leave you a review, and you will be given the opportunity to review them as a buyer.

Buying On Vinted

Making purchases on Vinted is a great way to refresh your wardrobe or your kids’ wardrobe without breaking the bank.

You will be able to search for specific items with the search bar or use the categories to narrow down the items you see.

You can reach out to sellers to ask about an item that they are selling, or to ask if they are running any offers on their store at the time.

When you make a purchase, you will be asked for payment straight away and the seller will not mail your item until payment has been made.

Leave Reviews

Once you have received your item it is time to leave a review.

Reviews can help sellers and buyers to become much more trusted by other users in the future.

If you have a bad experience, give the seller time to rectify the issue before leaving a negative review.

Final Thoughts

Vinted is a great way to make a little bit of extra cash and clear some space, or to purchase preloved, cheaper clothing when you are on a budget.

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Does Currys PC World Price Match? https://mumsmoney.com/uk/does-currys-pc-world-price-match/ Tue, 27 Sep 2022 14:05:19 +0000 https://mumsmoney.com/uk/?p=1648 Read more]]> For many people in the UK, Currys PC World (or just Currys) is the go-to retailer when it comes to big-ticket items like computers, TVs, and white goods. 

But where do you stand if you find a cheaper product at another store or online? Will Currys PC World price match?

Currys PC World does have a price promise. This means the retailer will beat any competitor’s price, both online and in-store. Currys also pledges to match discount codes. You’ll need to prove the competitor’s price. To claim, start a chat online or ask in-store. The price match applies within seven days of purchase. 

An establishment selling electronics with name Currys PC World above the entrance

How to Get a Price Match at Currys PC World

When shopping online with Currys, you don’t even need to leave the website to check competitor prices. This is because you may be able to simply click a button on their site to compare prices instantly. 

If you’ve found a lower price by another method, you may need to show Currys PC World evidence of the competitor’s price. So to claim the price match, you’ll need to provide the link to an identical product.

For in-store-only offers, a photo is required.  

Providing Currys PC World with a live link to the item is easiest. 

The Currys Price Promise covers both online and in-store purchases. 

What are the Currys PC World Price Promise Terms and Conditions? 

As with any price match policy, Currys PC World price promise is governed by a set of terms and conditions, as follows:

  • The Currys PC World price promise only applies to competitor products that are in stock and available for delivery
  • The retailer must be able to see the price and stock availability of the product – as well as your eligibility to purchase it
  • The price promise only applies to items with the exact same model code or number
  • If the product is sold in-store only, a photo clearly showing the date, time, model number, stock availability, and the price will be required
  • This price promise excludes mobile phone airtime and product protection plans,  ink products, delivery or installation fees, and other services.
  • Special offer code discounts are included when available with any UK store or online retailer.
  • Exclusive discounts available to certain people are also excluded: for example, students, staff, blue light, or NHS discounts.
  • Third-party marketplace sellers and membership or trade prices are excluded.
  • Currys PC World reserve the right to refuse a price match if they suspect unauthorized resale or fraudulent activity

You can claim the Price Promise either online or in-store.

How to Claim the Price Promise

a hand holding a phone with a logo of currys while in front of a laptop with a website of Currys pc world

In-store

You can claim the Price Promise before buying, or seven days or less after purchase. 

To claim the price match in-store, speak to a member of the Currys in-store team. Make sure you can show the live URL link or a photo for in-store-only items as proof. 

When claiming the price match after buying, make sure to bring your receipt to the same store where you purchased the item. Don’t forget that you’ll need to prove the cheaper price there and then too. 

Online

To claim a price match online, you can use the Currys webchat service. You can access the page to start a conversation here

If you can prove the competitor’s price – while adhering to all applicable terms and conditions – then you’ll be issued with a refund for the difference in price. 

The web chat service is staffed between 7 am and midnight, seven days a week. Virtual assistance is also available at all times. 

Does Currys PC World Have a Price Adjustment Policy?

The Curry Price Promise applies within seven days of purchase. 

This means you can buy an item, then have up to a week to compare prices before claiming the price match. 

The price adjustment refund can be claimed either in-store or online. You’ll need your receipt plus proof of the lower competitor’s price. 

Assuming you meet all the applicable terms and conditions, a refund for the difference in price will then be made for any qualifying items. 

7 Other Ways to Save at Currys PC World

a couple looking at a green laptop and n other person listenig

If you want to save even more money at Currys PC World, then make sure you try using some or all of the following tips!

1. Try your Hand at Haggling. 

Haggling isn’t really seen as the norm in Britain. So it may surprise you to learn that, according to customer reports, negotiation really can work with this major retailer! 

For the best results, be friendly and polite with all staff. If you have no success at first, don’t be afraid to ask to speak to a supervisor or the store manager to see if there’s anything they can do.

This is because they may have the power to adjust prices, which other team members may not be authorized to do. 

2. Request Free Services.  

If you have no luck with lowering the price, you could try asking Currys PC World for free delivery of the item instead.

Other services you could request include recycling your old product – such as a fridge freezer – or setting up your new one.

3. Check out Currys PC World Online. 

Make sure you check the Currys online price, as well as the in-store ticket. Sometimes you may spot deals here that you cannot find in the shop. 

Doing this may also mean accessing a wide range of products, giving you more choices regarding what to buy. 

4. Check out the Competition. 

Don’t forget to take a look at what other retailers have to offer. While they may not be able to beat Currys PC World price, other stores may include their own exclusive perks with a purchase. 

For example, John Lewis often includes extended guarantees when you buy from them. So even though a product may be the same price as at Currys, you could stand to gain if anything goes wrong within a longer time period. 

5. Wait for a sale.

Like other retailers, Currys PC World holds regular sales throughout the year. So do look out for Black Friday deals and the annual sales that take place around Christmas and New Year. 

There may be sales at other times of the year too. So keep an eye on the press, or try searching online to see if there may be special discounts coming up. 

6. Shop the Clearance Section or Outlet Store. 

A pair of hands hlding a yablet

Did you know that Currys PC World lists clearance deals on their website? Or that there’s a Currys clearance store on eBay

If you want to bag a bargain, be sure to check these out before committing to a purchase! It’s best to shop the clearance when you’re open-minded about the exact brand or model you want to buy. 

7. Make an effective complaint. 

If you have any issues to bring up with Currys, then do bring them up via Resolver. This free-to-use online platform makes it simpler to sort out a dispute.

Typical topics covered include returns, replacements and refund issues, delivery problems, extended warranties, and other customer service disputes. You can access Resolver here

Currys PC World Price Match FAQs

Will Currys PC World Negotiate on Price?

Apparently, Currys PC World is one of the best brands to haggle within Britain.

Money Saving Expert quotes a 59% success rate, while Student Money Saver cites a higher success rate of 69%. 

Both sources say that Currys is one of the UK’s best companies to barter with. Going by the figures given, you have better than a 50/50 chance of striking a cheaper deal when haggling. 

How do I Compare Products with Currys PC World?

When you shop on the Currys website, you may be able to check out what its competitors offer without leaving the page.

Once viewing a product you’re interested in, you might be able to click on the link supplied to compare prices.

We’ve has found that this link isn’t present for all products at all times. When it is, though, it can be a super fast and simple way to see both prices and delivery charges.  

Does Currys Offer an NHS Discount?

If you work for the NHS, you can get a discount at Currys PC World. You can try a couple of ways to pay less. Join Health Service Discounts for free to access special deals and exclusive discounts.

You can also buy gift cards here at cheaper rates to save cash. 

Alternatively, use the Blue Light Card website or app. Members who are logged in can then find Currys discounts they’re eligible for via the voucher section. 

Summarising the Currys PC World Price Promise

In summary, the Currys PC World Price Promise allows customers to claim a price match at the point of sale or within a week of shopping.

You’ll need to provide a current link or photo as proof, and the product must be identical, including the model number. 

Though there are, of course, terms and conditions, Currys PC World does match special offer code discounts as well as regular prices.

Image showing Currys PC world store with text overlay tha reads Does Currys PC World Price Match

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Do You Pay Tax On Lottery Winnings in the UK? https://mumsmoney.com/uk/do-you-pay-tax-on-lottery-winnings-uk/ Thu, 08 Sep 2022 13:59:01 +0000 https://mumsmoney.com/uk/?p=1623 Read more]]> It’s something that we all dream about, isn’t it? Listening to the TV and hearing them one by one read out all the corresponding numbers to the little piece of paper you are holding in your hand. 

It would undeniably change your life forever. It’s hard to really even imagine what a difference a payout like that would make to your life. 

But while everything else in your world may be about to flip upside down and inside out, the last thing on your mind at this moment is probably taxes. 

However, you’ll probably be happy to learn that your lottery winnings aren’t taxable in most cases. 

A very happy woman with hands raised while the money are pouring down around here

Throughout this article, I’ll answer any questions you may have about lottery winnings and taxes and when you may need to pay. So let’s get straight into it.  

Is The Lottery Tax-Free?

Way-hey! If you’ve recently won some big money on your lucky lottery ticket, the good news is that simply put, those winnings are tax-free. 

As long as you are a UK tax resident you’ll be exempt from all of the following taxes (only on your winnings, you may be lucky but you’re not completely tax-exempt lucky): 

  • Capital Gains Tax
  • Income Tax
  • National Insurance 

According to HMRC, lottery gains are not classed as income but rather as gambling. So should you win, you won’t be losing massive chunks of that money to the taxman. (Yay!)

Tax On Deposited Funds

Of course, it couldn’t be quite that simple. There are some things to bear in mind should you receive those millions overnight. 

Once that money enters your bank account, you won’t be taxed on the actual sum of money. 

However, that large amount of money will quickly start to build up some hefty interest in your bank. And the interest that you accumulate will be taxed. 

If you wisely decide to invest your money into other venues that will create additional income, you will also need to pay income tax on any money that you earn from this investment. 

So for example, say you use some of your winnings and purchase a property that you decide to rent out. 

Then you will need to pay income tax on those earnings given you receive more than £12,570 annually. 

Lottery Winnings & Inheritance Tax

Image of a white sheet with written texts that read Last will and testament and Inheritance Tax beside a pair of eye glasses

Once you receive that massive winning and it’s officially in your bank account, that money automatically becomes part of your estate. 

So once you pass away, the person that inherits your estate will need to pay Inheritance Tax on the money they are bestowed. 

Not only that but any property or assets purchased from your lottery winnings that are inherited will also be eligible for Inheritance Tax. 

Unfortunately, Inheritance Tax is quite high, currently standing at around 40%. Keep in mind though that you will only be taxed on anything above the value threshold of £325,000

So if the estate is below this value you will not have to pay Inheritance Tax. You will however still be required to declare your inheritance to HMRC. 

Lottery Winnings & Gift Tax

Many lottery winners very graciously share their newfound wealth with family members and friends. 

But it is important to note that gifts from winnings are subjected to Inheritance Tax. If you want to avoid this tax you’ll have to follow the restrictions below: 

  • Gift the money more than 7 years before you die
  • Gift the money to your spouse or civil partner
  • Gift the money within the £3000 annual allowance. 

What Is Annual Allowance? 

So annually, you’ll only be allowed to gift £3000 tax-free. Any more than this within the year will be taxed. 

One year’s allowance can be carried forward to the next year. But this can only be done once as there is a maximum limit of £6000. 

What Happens If You Die With 7 Years Of The Gift?

HMRC has a tax scale for what rate of Inheritance tax will need to be paid in this instance. 

  • 0-3 years – 40% Tax rate
  • 3-4 years – 32% Tax rate
  • 4-5 years – 24% Tax rate
  • 5-6 years – 16% Tax rate
  • 6-7 years – 8% Tax rate
  • 7+ – 0% Tax rate

Other Tax-Free Gifts

A covered area full of people including a woman and a girl giving something wrapped in blue plastic wrapper giving it to a woman carrying a kid

If you are hoping to be a little more charitable with your winnings, you can give as much as £250 per tax year to anyone at all without there being any Inheritance tax. 

This is true as long as they haven’t received any gifts from the annual allowance mentioned earlier. 

Wedding gifts may or may not be taxable. That doesn’t sound very helpful. Let me explain in further detail. 

Gifts must fit particular criteria to be tax-free, but usually, if you receive a gift that is valued above £1000, then it will be subject to Inheritance tax. 

So when are wedding gifts tax-free? 

  • When they’re given to the couple before the wedding
  • When there is proof the wedding went ahead
  • When the gift valued up to £5000 is for a child
  • When the gift valued up to £2500 is for a grandchild or great-grandchild
  • When the gift valued up to £1000 is for anyone

Final Thoughts

The only thing that could be better than winning free money is not having to pay tax on that free money! 

We all love when 100% of the amount ends up in our own back pockets right? And however much you win is completely yours. Now that really is a cause to celebrate. 

However, it is important to keep in mind that any interest accrued from your winnings will be subject to National Insurance. 

And when you eventually pass that money onto your children or other family members as inheritance, it’s likely that there will be some tax on that too. 

Then of course, if you are a generous soul, who expects to be sharing their wealth, you’ll need to take gift tax into account too. 

If you have won a life-changing amount of money on the lottery recently, I’ll end this article by saying a big congratulations! (and ask if you can pick my lotto numbers in the future please, I’d like some of your luck) 

Image showing a 3 blue circles on top of each other on display with text written Play here and a text overlay that reads Do You Pay Tax On Lottery Winnings

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Does GO Outdoors Price Match? (Price Match + Adjustment Policy Explained) https://mumsmoney.com/uk/does-go-outdoors-price-match/ Wed, 07 Sep 2022 14:00:13 +0000 https://mumsmoney.com/uk/?p=1607 Read more]]> Whether it’s clothing, footwear, sports equipment, or a camping kit, GO Outdoors often offers the best value for money on the market.

But what if you find a cheaper item elsewhere – does GO Outdoors price match? 

GO Outdoors does offer a price match policy to Member’s Card holders. This will beat any competitor’s price by 10%. The match is available as soon as the competitor price has been checked and confirmed as in stock.

A large grey colored store with name GO Outdoors displayed in front and a red baner with text that reads Sale.

To claim the price match, speak to a member of staff in-store, or complete the online contact form within 7 days of purchase. 

How to Get a Price Match at GO Outdoors

As with any store’s price match policy, you’ll need to prove the competitor’s price for the item you want to buy. 

Providing GO Outdoors with a URL link to the product is the simplest. 

The GO Outdoors price match plus policy covers both in-store and online purchases. 

What Are the GO Outdoors Price Match Terms and Conditions?

There are some terms of the GO Outdoors price match plus policy to be aware of, as follows:

  • The GO Outdoors price match policy only applies to Member’s Card Holders
  • Offers from JD Sports Fashion PLC companies are excluded from the 10% price match, though these products will be sold at the same price instead
  • Gas bottles and refills and gift vouchers are also excluded
  • Price Match Plus cannot be used alongside any other additional coupons, discount offers or affiliate deals
  • Online and promotional codes are excluded
  • The price match product must be exactly the same in terms of brand, color, and size
  • The product must also be brand new
  • The competitor’s item must be available for immediate sale or shipping to any member of the public
  • GO Outdoors must be able to check and confirm the competitor’s price
  • Price Match Plus applies only to VAT-registered UK businesses and websites
  • The price to be matched should include VAT
  • GO Outdoors has the final say regarding all Price Match Plus discounts
  • GO Outdoors may withdraw Price Match Plus when and if the company decides to do so

You can claim a GO Outdoors Price Match Plus either online or in-store.

How to Claim Price Match Plus

In-Store

If you want to claim Price Match Plus before buying, talk to a member of GO Outdoors staff. It’s best to have the product URL link ready to show them as proof of the competitor’s price. 

When you want to claim a GO Outdoors price match after buying, you need to bring your receipt or other proof of purchase to the same store you purchased the item from.

Again you’ll also need to prove the cheaper competitor price. 

Online

For an online price match, you need to order your item first. Then use the contact form supplied here to provide details.

As long as GO Outdoors can confirm the competitor’s price and all conditions are met, you’ll be issued a partial refund. 

The form requires the following details:

  • Your name, email address, and phone number
  • The GO Outdoors product code (you can find this online under the product listing)
  • The lower price amount, color, and size plus the URL for checking

Does Go Outdoors Have a Price Adjustment Policy?

The GO Outdoors Price Match Plus policy applies within seven days of purchase. 

So if you find that the exact same item would have been cheaper when buying from a competitor, you can still claim the price adjustment. 

GO Outdoors, therefore, honors its Price Guarantee policy within one week of purchase. 

A refund for the difference in price plus 10% will therefore be made for qualifying items. Remember that this applies only to Member’s Card Holders. 

5 Other Ways to Save At GO Outdoors

A laptop with the webpage of GO Outdoors showing in the monitor with a pair of hands typing on the keyboard.

If you’re looking for other ways to save at GO Outdoors, the good news is that we have a few exclusive tips to share!

1. Get Hold of a Member’s Card.

It costs £5 per year, and in return, you get low prices plus exclusive cardholder offers.

You also need a Member’s Card to benefit from the GO Outdoors Price Match Plus policy. 

2. Subscribe to Their Emails.

At the bottom of the same price guarantee page, you can sign up with GO Outdoors.

This will entitle you to exclusive offers, which will be sent to you via email. 

3. Look Out for Codes When Shopping Online.

At the time of writing, for instance, a banner across the top of the page gave shoppers an additional 10% off clothing when using the code supplied. 

4. Check if You Qualify for a Partner Discount.

Members of both local and national outdoor groups can claim an additional 15% off their purchases.

This applies to anyone with a DofE card, or members of the Scouts Association or GirlGuiding.

You’ll need to show proof such as a card or item of uniform, or use a code when shopping online.

Other organizations such as the YHA, Hostelling Scotland, the NUS, the Defence Discount Service, the Blue Light Card, and the Camping and Caravanning Club also qualify.  

5. Search Online for ‘GO Outdoors Discount Codes’.

At the time of writing The Independent, NHS Discounts, The Telegraph, and more published codes for up to 25% off at GO Outdoors. 

GO Outdoors Price Match FAQs

Does GO Outdoors Price Match Amazon?

GO Outdoors does price match Amazon, as with any other high street or online retailer. The same terms and conditions apply to Amazon as to all other Price Match Plus transactions.

This means the item must be the same color, size, and brand, and you must supply GO Outdoors with the URL to check this. Amazon must have the brand-new item in stock, ready for immediate shipping. 

All the other terms apply, as usual, so you must have a GO Outdoors Member’s Card to qualify. Remember also that the company reserves the right to withdraw its price guarantee whenever they wish. 

Who Owns GO Outdoors?

Image showing a large store with sporting goods and people inside

As of 2017, GO Outdoors has been under the ownership of JD Sports Fashion plc. The group’s other outdoor brands include Millets and Blacks. 

While the GO Outdoors Price Match Plus policy applies to products sold by other JD Sports Fashion plc brands, in this case, the price will be matched and the extra 10% not applied. 

How Do I Get an Extra Discount at GO Outdoors

Members of certain groups and associations can get up to a 15% extra discount at GO Outdoors. This is in addition to the Member’s Card price. 

Qualifying groups include members of the Scouts Association, the NUS, YHA, the Defence Discount Service, the Camping and Caravanning Club, Hostelling Scotland, the Blue Light Card, and GirlGuiding. Holders of a DofE card also qualify. 

Summarising the GO Outdoors Price Match Plus Policy

In brief, the GO Outdoors policy offers to match an identical competitor’s price plus give customers an extra 10% off. To claim this you’ll need to hold a Member’s Card and provide proof, as well as meet certain other conditions.

Image showing a woman with orange jacket holding a ski inside a store and tect overlay that reads Does GO Outdoors Price Match

 

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Does Tesco Accept PayPal? (What To Use Instead) https://mumsmoney.com/uk/does-tesco-accept-paypal/ Mon, 05 Sep 2022 16:49:35 +0000 https://mumsmoney.com/uk/?p=1597 Read more]]> Tesco is the UK’s biggest supermarket. Whether it’s the neighborhood Tesco Express on the corner or a large out-of-town Tesco superstore, many of us buy all manner of items from the grocery giant.

You name it, Tesco stocks it. From clothing or electrical to books and toys, Tesco can be a great place to shop for everyday essentials, treats, and big ticket items.

If you have some PayPal funds in your account, then you may be wondering – does Tesco accept PayPal payments? And if they do, does this apply online only or also in-store?

So does Tesco accept PayPal? No, they don’t. Despite accepting most debit and credit cards as well as smartphone payment methods like Apple Pay or Google Pay, the supermarket doesn’t take PayPal. This is because of PayPal processing fees, which tend to be higher than with other methods of payment.

A large supermarket with the word Tesco sign above the entrance and parking lot with cars at the front

If you wanted to pay with PayPal at Tesco, then it’s bad news. You’ll have to find another payment method.

However, the good news is that there are plenty of other payment options for Tesco customers.

Read on to find out all about how you can make payments when shopping online or within Tesco stores!

How to Pay At Tesco: 8 Ways

Tesco accepts payment in a number of forms. Here’s a brief, quick reference list of payment means you can use when online shopping or at a Tesco store.

This list comes from the Tesco website FAQs section.

  • Cash – stores only
  • Visa – excluding Electron cards
  • Mastercard – including Maestro cards
  • American Express
  • Clubcard Plus
  • Tesco bank cards
  • Apple Pay
  • Google Pay

Does Tesco Accept PayPal – And Other FAQs

Image showing different payment methods such as e-wallet, coins, credit cards beside a laptop

Here are the answers to some frequently asked questions around the topic of whether Tesco accepts PayPal and other payment forms.

This applies to online shopping as well as within stores unless otherwise stated.

Does Tesco Accept Cash?

You can always pay your Tesco bill in good old pounds sterling! Though clearly, you cannot make cash payments when shopping online rather than in-store.

Does Tesco Accept PayPal?

Tesco does not accept PayPal, either online or in-store. This is because PayPal charges them higher fees than the average debit or credit card company.

Does Tesco Accept Amex?

Historically, supermarkets like Tesco often refused to take Amex as a payment method.

That’s mostly changed now, and Tesco does indeed accept the American Express credit card online or in the stores.

Does Tesco accept Mastercard?

A Mastercard debit card or credit card can be used in-store for contactless payments, or via card insertion for higher amounts.

Does Tesco accept Apple Pay?

Tesco accepts payments made via Apple Pay. This means you can pay in their shops on your mobile phone.

Does Tesco Accept Google Pay?

Google Pay is also accepted at Tesco. Using your phone in this way means you may not even need to carry a card around with you!

Does Tesco Accept £20 Coins?

Tesco made the headlines in 2021 when a man won a legal battle against the company. This happened after he was not permitted to pay using a £100 commemorative coin at a Tesco Extra fuel station.

Though commemorative coins are legal tender, staff may not recognise them and may therefore suspect they are counterfeit.

Due to this issue, it’s best to change such coins for more recognised forms of payment at a bank before trying to buy something in a store.

Do Supermarkets Accept PayPal?

Supermarkets in the UK don’t generally accept PayPal at their checkouts in-store, or when paying online. This is often because PayPal’s merchant fees tend to be high.

Can I Use PayPal at Shops in the UK?

Though PayPal itself may not be accepted when online shopping or in stores in many cases, there is a way to pay with PayPal when shopping. If you have a PayPal balance, you can simply apply for a PayPal debit card.

This uses Mastercard, so should be accepted anywhere you can pay with a Mastercard debit or credit card. Find out more on the PayPal website here.

Another Way to Pay With PayPal

An image showing a laptop with the word paypal on monitor, some coins floating toward a brown wallet in blue background

In addition to the PayPal card, there is another hack that can be used when you want to spend your PayPal balance on goods.

Many people with a regular PayPal account don’t realise that it’s easy to transfer funds from that to your bank account via their website.

Once you’ve done that, you can then use your regular bank card to pay, as usual, drawing on those PayPal funds you’ve transferred in.

What’s great is that within the UK there are currently no fees involved in doing this!

Discover more about transferring money from your PayPal account here.

Tesco Payment Methods – Final Thoughts

If you want to make payments to Tesco, there are a number of methods open to you including cash, bank cards, and smartphone payments.

When you want to use your PayPal balance for purchases, you can do one of two things. Either apply for a PayPal Mastercard debit card or transfer your PayPal funds into your bank account.

Whichever you choose, you can purchase whatever you want with that PayPal money once you’ve set up one of those two simple hacks!

Image showing a structure with word Tesco above it and text overlay that reads Tesco Payment Methods

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